Truckers insurance is a specialized commercial auto policy for trucking businesses and owner-operators. It covers liabilities, truck damage, cargo loss, and more. Key coverages include:
- Primary Liability
– Covers damages if the driver is at fault.
- Physical Damage – Protects the truck from accidents, theft, or disasters.
- Cargo Insurance
– Covers lost or damaged freight.
- Bobtail & Non-Trucking Liability – Protects when driving without a trailer.
- General Liability – Covers business-related risks.